Plan types, service areas and networks
Our service area

Our health maintenance organization, or HMO, plans are available to Michigan residents in 19 counties:
- Arenac
- Bay
- Genesee
- Hillsdale*
- Huron
- Iosco
- Jackson
- Lapeer
- Livingston
- Macomb
- Monroe
- Oakland
- Saginaw
- Sanilac
- Shiawassee
- St. Clair
- Tuscola
- Washtenaw
- Wayne
*For plans effective 1/1/18, pending state approval.

Our preferred provider organization, or PPO, plans cover members throughout Michigan, as well as nationally through Cigna. Our exclusive provider organization, or EPO, plans cover members throughout Michigan as well.
Our Henry Ford Choice network is available to residents of Macomb and Wayne counties, as well as parts of Oakland County. This plan rewards members who take advantage of Henry Ford’s network of doctors, specialists and hospitals. Learn more about the Henry Ford Choice network.
Our Genesys Choice Network is available to residents of Genesee County. This plan provides access to the Genesys Physician Hospital Organization network of doctors and specialists, as well as health care facilities affiliated with Genesys Regional Medical Center. Learn more about the Genesys Choice Network.